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Before you begin applying for credit it’s important to determine what strengths and weaknesses your company brings to the table.
Are you a startup or have you been in business for several years?
Do you have projected revenues or actual revenues coming in year after year?
Does your company process credit cards on a monthly basis? If
I was going to write this week’s newsletter on practical legal stuff (i.e. what costs more: paying your managers hourly or salary). I changed my mind last minute, though, because something unexpected happened this morning. The lawyer in the neighboring office got hit by a car while walking to work. In typical lawyer style, though she was seriously hurt, she was protesting that she needed to get up and go to court. The EMTs wouldn’t let her go, so she pulled out her cell phone and called me. Even though Nichoel (my Firm Administrator) mercilessly schedules my day, I pushed it all aside and took over my poor neighbor’s workload (with Nichoel right alongside me).
So here’s the funny thing.
Just recently FICO released data showing that over 25 percent of consumers now have a credit score of 599 or below. That’s a whopping 43 million people that are considered subprime and what’s even more startling is those numbers continue to climb.
Credit scores play such an integral role in our country’s credit system and more consumers need to be aware of how today’s financial decisions will impact tomorrow’s borrowing potential.
In FICO’s world ‘damage points’ are applied to a consumer’s credit score when there is evidence of financial hardship or patterns of risky behavior. Some ‘damage point
Do we have to disregard the quality of food just because it is delivered to our homes? Not so. Great meals should be at the best quality whether or not you choose to eat at the resto or have the meal delivered. Restaurants and fast food branches should serve the same goodness of the food being delivered especially because most of them ask customers to pay extra for delivery fee. Restaurants also demand so that the customer’s request for the food to be delivered will be granted.
So what can customers reasonably expect from food delivery? First, in the same way that a meal is served in the caf on time, food delivery has to arrive on time. P